Welcome to

Citizens Deposit Bank

  Serving the Community Since 1949

Effective July 21st, 2011  next day Funds Availability will

increase from $100 to $200 

**********

Due to a sharp increase in automated PHISHING phone calls, emails and text messages to cardholders stating that cards were closed because of possible fraud, we want to remind you that we will NEVER request account, card or PIN information over the phone.

 

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

 

 

 

 

 

CITIZENS DEPOSIT BANK
NMLS INSTITUTION ID NUMBERS     
BANK #433845
CDB EMPLOYEE            NMLS ID #

             DANNY BEYER                   447071

             DANA CHOATE                   458003

TARA CONNER                   453941

CHRISTY DOWDY               458007

AMANDA GRUBER             458006

GREGORY HAMBRICK       458001

TIFFANY JACKSON            453942

TINA MOORE                      477620

SAMMY TODD                    458002

JANICE TOLBIRD               458004

LAURA TOON                     453943

JEROD WEBB                    449801

JAVANNE WENTWORTH    458005

ERNEST WILLIAMS            457999

RICKY WILLIAMS               458000

 

Consumer may look up our Mortgage Loan Officers by their NMLS ID # at:

http://nmlsconsumeraccess.org

 

MOBILE BANKING IS HERE!!!!

"We're on the move, because you're on the move"

We are now offering MOBILE BANKING!!!!! With MOBILE BANKING, our customers can receive balance information and text alerts on their cell phones. This is a FREE SERVICE provided to our customers from your friends here at CITIZENS DEPOSIT BANK. Please stop by one of our locations and SIGN UP TODAY!!!

WOW!! 

We have an exciting announcement!

We are constantly looking for a way to make your banking experience more convenient, so we are partnering with Paducah Bank and starting July 15th, CDB customers can use their card at ANY Paducah Bank ATM with no transaction fee! The ATM's are at the following locations:

Main Office: 555 Jefferson St (across st. from main office)

Lone Oak: 2855 Lone Oak Rd (SuperValu parking lot)

Mid-City: 2401 Broadway (located in bank parking lot)

Reidland: 5542 Reidland Rd (located in drive-thru)

Strawberry Hill: 4575 Pecan Drive

West Park: 2777 West Park Drive

South Side: 3330 Irvin Cobb Drive (near Wal-Mart)

Jackson St: 2965 Jackson Street (SuperValu parking lot)

  
  
  

 

 

 

 Main Office 

Arlington, KY

 Bardwell Branch

Bardwell, KY

  
  
Accessing Internet Banking:
  

We recently added the Internet Banking Login directly  to our website ( located on the right hand side - top of the page)

If you are an internet banking customer and are not able to log in since this change, it is due to a couple of settings in your Internet Options that need to be changed.  This can be corrected by doing the following:

While you are on the internet -
1) Go to Tools on the menu and select Internet Options.
2)  Click on the Security Tab, then click the Custom Level Button
3)  About 2/3 of the way down, in the MISCELLANEOUS section, locate following options and set to ENABLE:  Launching programs and files in an IFRAME, and Navigate sub-frames across different domains.
4)  Click OK to save these changes.

  
  
Banking Hours
  

 

 Lobby  Monday-Thursday  9:00 am - 4:00 pm
   Friday  9:00 am - 6:00 pm
 Drive-Thru  Monday-Thursday  9:00 am - 5:00 pm
   Friday  9:00 am - 6:00 pm


 

  
  
Citizens Connection - 24 hr telephone access
  

 

 1-800-769-6422

 

 

  24 hour telephone access to your account.
Anytime, anywhere.

 

 

  
  
INTERNET BANKING & BILLPAY SERVICES
  

 

 We are proud to offer Internet Banking and Bill Pay.  If you would like to sign up for internet banking or for internet banking with the BillPay service,  please click on the appropriate link under our  "Online Banking Login - Apply Now "  at the top right hand side of our website to apply for these great services! 

BillPay is only offered on checking accounts.

*ATTENTION * 

Beginning July 1st, 2010 Citizens Deposit Bank will no longer participate in the FDIC’s Transaction Account Guarantee Program. Thus, after June 30th, 2010, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC’s general deposit insurance rules.

  
  

NOTICE: The information contained in this site is provided for general guidelines on several subjects of interest for the user. User should be aware that laws, regulations and standards can vary and the information on this site should not be used as professional advice or services. A qualified professional should be consulted regarding user's own situation before any decision making. Citizens Deposit Bank is not responsible for any actions taken by users. Use of this information is at user's own risk. Each user has a special or unique need or situation that should always be addressed by a professional who understands that need or situation. The information contained in this site is presented "as is" and Citizens Deposit Bank does not guarantee that the information contained herein is accurate, complete or timely. Citizens Deposit Bank will not be liable for any action, risk, loss, damages, whether direct or indirect, from use of the information contained in this site. This site is provided for informational use only. Our website contains links and features that are provided to our customers from outside sources. We are not responsible for and have no control over the content or subject matter of these links, however it is our sole intent to provide only good information that our customers can find useful. The user must be aware that there is a great amount of information and opinion to be considered by anyone looking after their financial situation. No two situations are alike. The most useful advice is that which is provided for a specific and individual set of circumstances.